Via the RBNZ:

Seasonally adjusted total billings in New Zealand remained at $4.3 billion in July,

Unadjusted total credit card advances outstanding decreased to $6.0 billion in July-24. After seasonal
adjustment, total advances outstanding were $6.1 billion, 1.2% lower than in July-23.

• Total credit limits were $21.0 billion (not seasonally adjusted) in July-24, this was similar to June-24.
  This is the lowest value since January 2015.
• Credit limit utilisation (the ratio of total advances outstanding to total allowable credit limits) decreased
  to 28.8 percent at the end of July-24.

NZD/USD is not a lot changed, around 0.6150